As firms move from consultation to implementation, many are facing pressure across data readiness, governance frameworks, MI, quality assurance, operational planning and regulatory evidence. Auxillias Flex gives firms flexible, senior resource to address these challenges while retaining ownership and control of redress delivery.

The government’s 2026 consultation proposes targeted reforms to the UK Appointed Representatives (AR) regime, including bringing ARs within the Senior Managers & Certification Regime (SM&CR) and strengthening oversight, while preserving the current broad scope of the AR regime.

On 4 February 2026, the FCA issued a commission-related ‘Dear CEO’ letter addressing a growing complication in motor finance commission complaints: customers who have appointed multiple professional representatives (CMCs or law firms) for the same claim.

Sustainability rules are shifting again but risk is not going away. We’ve pulled together a short update on what businesses should watch in 2026, from ESG litigation trends and PFAS regulation through to advertising scrutiny and reporting reforms.

We will shortly be publishing a new board-level paper titled ‘The Board Blueprint: A practical guide to dealing with motor finance redress governance’, which is written for UK motor and asset finance boards and senior executives preparing for the FCA’s redress scheme. If you’re interested in receiving a copy, please let us know.

A massive thank you to our clients, partners and everyone else who has supported us over the past 12 months. Have an enjoyable and restful festive period. We look forward to working with you in 2026!

As the year draws to a close, we wanted to share a short note of thanks and an update on what we’ve been working on at Auxillias.

We are delighted to announce the appointment of David Blake as head of compliance advisory, strengthening our senior team as demand grows for practical regulatory support across the motor, asset and consumer finance markets.

What the update means and where firms should focus next.

The FCA’s consultation on historic motor finance commissions (CP25/27) was published earlier this month but if you haven’t had time to work through all 500+ pages, we’ve now pulled together a summary.

Auxillias has once again been recognised in the Chambers & Partners UK Guide, marking its third consecutive year in the UK-wide consumer finance category, less than six years after the firm was founded.

The motor finance sector is bracing itself for the publication of the long-awaited FCA consultation on a s.404 FSMA consumer redress scheme dealing with historic commissions.

We are looking for a paralegal who is passionate and enthusiastic and has some experience of working in consumer credit and regulatory compliance, supporting senior lawyers and compliance/regulatory directors in advising on relevant regulation and consumer protection law relevant to a wide range of consumer credit and lending products.

At around 15:30pm this afternoon (3 August 2025), the FCA published an update, confirming it would proceed to consult on a redress scheme under s.404.

The Supreme Court decision brings common sense to allegations of bribery and the idea of a disinterested duty, but unfair relationships still leave motor finance firms with substantial headaches

July 2025 has brought the most significant set of proposed changes to the UK’s financial redress system in over a decade. Through two major consultation papers - HM Treasury’s Review of the Financial Ombudsman Service (FOS) and the FCA and FOS joint CP25/22: Modernising the Redress System - the regulatory landscape is shifting decisively toward clarity, consistency and confidence.

In a significant ruling for lenders, the High Court has dismissed TMS Legal’s attempt to strike out Vanquis Bank’s claim for damages and injunctive relief - marking the first time a High Court has allowed a claim to proceed against a CMC for interfering with a lender’s ability to operate.

The FCA’s revised enforcement guide (ENFG) and new transparency policy went live on 3 June - bringing in important changes that all regulated firms should be aware of.

Can a claims management company (CMC) be sued for swamping a lender with tens of thousands of baseless complaints? The High Court just confirmed it can.

Your latest EV update from Jon Burdekin is now available. Inside this month’s edition, you’ll find essential tax and legislation news, top reports and insights and information on new brands and models.