Testimonials

“Auxillias has supported our firm with compliance advice and assurance during the last 12 months whilst we have developed motor finance products to sit within a broader digital retailing journey.  Jo and Daksha’s comprehensive advice has helped us navigate some complex challenges and has been a cornerstone of our product development and compliance assurance programmes.  We have found their expertise in motor finance, and the broader motor industry in general, invaluable and their pragmatic and personable approach has been a great fit with our culture.”

— Mark Usher, AutoTrader

“Auxillias has recently supported us with our arrears letters and customer-facing documentation reviews, consumer credit agreements and provided collections and arrears training. It was important to us that we dealt with regulated experts in this industry to ensure we are compliant to meet the FCA requirements. Jo and Daksha have been very professional and have a wide range of knowledge and expertise which makes us feel very confident why we are using them. They have been very efficient and approachable and have made this a simple process, easy to understand. I feel that this is the start of a long-term professional relationship that we are looking to develop. Thanks for all your support.”

— Lorraine Hardiment, Catfoss Finance Ltd

“We chose to work with Auxillias because of the team’s industry-leading consumer credit and regulatory expertise.  This is coupled with access to on-demand capacity which provides great support to our business as we continue to grow. Combining this with a way of working and style of communication that fits so well with ours, it really feels like we’re set up to succeed.”

— Paul Patterson, Chetwood Financial Ltd

“We have worked with Jo Davis for a number of years, supporting us with key projects including the implementation of SMCR, so naturally Auxillias is now our first choice on any industry-specific regulatory projects. In 2020 Auxillias provided invaluable guidance and support on the changes we needed to make in preparation for PS20/8. This included potential commission models and appropriate changes to our disclosures. Working with a legal team that understands the car finance market so well is rare and incredibly valuable to us. Jo and the team challenged our thinking, provided us with evidence-based support where needed and this enabled us to engage productively with our partners and suppliers through a huge cycle of change, both internally and externally. The work Jo and her team did for us on PS20/8 was instrumental in helping Evolution launch an innovative credit score-based pricing commission model to our dealer base.”

— Lee Streets, Evolution Funding

Haydock Finance wanted to help our introducer community stay in touch with each other and the wider marketplace, especially during the difficult times of 2020 and 2021. In order to do this, we wanted to present relevant, interesting content in a webinar on regulation. When deciding who to approach to run the session I knew that Jo Davis was the stand-out choice. Jo has a way of presenting serious and sometimes complicated subjects in a manner that everyone can understand and begin to appreciate the relevance to themselves. They then can act on the advice knowing it is accurate to their sector, proportionate and timely.”

— Andy Taylor, Haydock

“Auxillias has helped our company respond to consumer credit law changes. We have benefited from the retainer service which ensures that Daksha and Jo will be available while providing flexibility to structure the hours of support to align with our business needs. Auxillias has been instrumental in helping our company to be proactive in upcoming consumer credit regulatory changes. The team listens to our team and provide appropriate advice to suit their audience’s field of experience. We look forward to working with Auxillias on new projects.”

— Libby Barber, IDS (formerly White Clarke Group)

“As a new contender to the car finance market, Auxillias has opened the space to be an innovative and customer centric law firm with their open hands-on approach and new inspiring ideas. For the past 15 years, I have worked with Jo Davis at the various companies I have consulted with and have always recommended her to my clients in the motor finance collections & litigation areas with success. I am pleased that Jo and Daksha Mistry have decided to create their own legacy and wish them all the future success possible.”

— Shannon Faulkner, Oodle Finance

“Auxillias supported Paragon through the recent FCA changes to commission structures and disclosures.  Despite being a complex and challenging subject Auxillias demonstrated a strong level of expertise and understanding of the regulatory requirements and how to apply them to specific car finance markets.  It provided clear legal and compliance advice to help us run our business and were easy to work with.”

— Julian Rance, Paragon Bank

Our idea for Trezeo was to launch an innovative income smoothing proposition including offering consumer credit to self-employed gig workers. Given the Consumer Credit Act was enacted in 1974, it never anticipated a digital product like Trezeo’s so Jo and the team worked with us collaboratively to structure the product to the FCA’s satisfaction and supported us in ensuring that all the FCA requirements as a regulated firm were embedded so that we were compliant from the outset, enabling our FCA authorisation process, launch and ongoing support for a highly vulnerable and underserved segment of the market. Jo and the team have worked with us since the outset of our idea and we will continue to work with them throughout our journey as we grow and develop our business.”

— Garrett Cassidy, Trezeo

“Auxillias’ in depth knowledge of the car finance sector which is born of years of experience.  The team always delivers pragmatic and focused advice that understands the realities of business.  Auxillias has so far helped us with advice on commissions and we have developed a good working relationship. We were particularly impressed with the way the advice was tailored specifically to how the regulations applied to a large retail group such as ours. We always get a prompt and engaging service from the Auxillias team – the breadth of knowledge and experience in motor finance is hard to find elsewhere.”

— Mike Pierce, Sytner