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      <image:title>Events - SMCR training - 11 February, 10am - Make it stand out</image:title>
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      <image:title>Events - Bite-sized Consumer Duty workshops - 18 November 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Events - Bite-sized Consumer Duty workshops - 8 October 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://auxillias.com/events/helping-hands-virtual-session-13-june-2024</loc>
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    <lastmod>2024-06-05</lastmod>
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      <image:title>Events - Helping Hands - virtual session - 13 June 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Events - Helping Hands - virtual session - 21 March 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Events - Helping Hands - virtual session - 11 January 2024 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Events - Helping Hands - virtual session - 26 September 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Events - Helping Hands in-person conference, Birmingham, 8 June 2023 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <lastmod>2026-03-31</lastmod>
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  <url>
    <loc>https://auxillias.com/new2/fca-redress-march-2026-initial-reaction</loc>
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    <lastmod>2026-03-31</lastmod>
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      <image:title>ArchivedNews - FCA confirms motor finance redress scheme - Auxillias’ thoughts on the final rules - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://auxillias.com/new2/2026-priorities-for-consumer-finance</loc>
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      <image:title>ArchivedNews - Bite-size: FCA sets out 2026 priorities for consumer finance - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://auxillias.com/new2/modernising-the-redress-system</loc>
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      <image:title>ArchivedNews - Bite-size: Modernising the redress system - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://auxillias.com/new2/sme-access-to-finance-march-2026</loc>
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      <image:title>ArchivedNews - Bite-size: FCA call for input on SME access to finance – why compliance teams should take note - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://auxillias.com/new2/gillian-crotty</loc>
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    <lastmod>2026-03-23</lastmod>
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      <image:title>ArchivedNews - Auxillias strengthens remediation and redress services with appointment of Gillian Crotty - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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    <loc>https://auxillias.com/new2/board-blueprint</loc>
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    <lastmod>2026-03-23</lastmod>
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      <image:title>ArchivedNews - Auxillias publishes new board guide on motor finance redress governance - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://auxillias.com/new2/fca-consumer-understanding-march-2026</loc>
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    <lastmod>2026-03-18</lastmod>
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      <image:title>ArchivedNews - FCA Consumer Understanding review – what firms should do now - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://auxillias.com/new2/redress-implementation-period</loc>
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    <lastmod>2026-03-16</lastmod>
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      <image:title>ArchivedNews - Bite-size: Motor finance redress scheme – FCA looks at implementation period and process changes - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://auxillias.com/new2/consumer-board-reports-february-2026</loc>
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    <lastmod>2026-03-04</lastmod>
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      <image:title>ArchivedNews - Bite-size: Consumer Duty board reports – FCA’s view of good and poor practice&amp;nbsp; - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  <url>
    <loc>https://auxillias.com/new2/bnpl-regulation-february-2026</loc>
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    <lastmod>2026-02-25</lastmod>
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      <image:title>ArchivedNews - BNPL regulation is now real – are you ready for July 2026? - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://auxillias.com/new2/flex-for-redress</loc>
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    <lastmod>2026-02-17</lastmod>
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      <image:title>ArchivedNews - Auxillias sees rising demand for Flex consultancy network as firms prepare for FCA redress scheme - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://auxillias.com/new2/appointed-representative-regime-reform-2026</loc>
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    <lastmod>2026-02-16</lastmod>
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      <image:title>ArchivedNews - Bite-size: AR reform 2026 – permissions, complaints and conduct rules - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://auxillias.com/new2/motor-finance-multiple-representation-february2026</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-06</lastmod>
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      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6c7a2c1466cd5b0a66f628/1198c438-31e4-4b60-a120-b4065e771d57/Motor+finance+multiple++representation++-+main+image.png</image:loc>
      <image:title>ArchivedNews - Bite-size: Motor finance multiple representation - the FCA’s new burden for lenders - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://auxillias.com/new2/sustainability-regulation-and-esg-litigation-feb-2026</loc>
    <changefreq>monthly</changefreq>
    <priority>0.5</priority>
    <lastmod>2026-02-06</lastmod>
    <image:image>
      <image:loc>https://images.squarespace-cdn.com/content/v1/5f6c7a2c1466cd5b0a66f628/7b8a731b-ae53-4ce8-a1b1-5e13d4a8edc2/Sustainability+regulation+and+ESG+litigation+-+February+2026.png</image:loc>
      <image:title>ArchivedNews - Bite-size: Sustainability regulation and ESG litigation - what to watch in 2026 - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://auxillias.com/new2/merry-christmas-2026</loc>
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    <priority>0.5</priority>
    <lastmod>2025-12-16</lastmod>
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      <image:title>ArchivedNews - Merry Christmas from Auxillias - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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  </url>
  <url>
    <loc>https://auxillias.com/new2/five-years-of-auxillias</loc>
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    <priority>0.5</priority>
    <lastmod>2025-12-16</lastmod>
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      <image:title>ArchivedNews - Five years of Auxillias - a thank you and a look ahead - Make it stand out</image:title>
      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
    </image:image>
  </url>
  <url>
    <loc>https://auxillias.com/new2/david-blake</loc>
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    <lastmod>2025-12-02</lastmod>
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      <image:title>ArchivedNews - Auxillias appoints David Blake as head of compliance advisory - Make it stand out</image:title>
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      <image:title>Our Profiles - Joanne “Jo” Davis</image:title>
      <image:caption>Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park.</image:caption>
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      <image:caption>PARTNER / COO  Daksha Mistry has worked within the Banking and Financial Services for over 20 years, working for a number of major law firms in the UK, and also as an in-house solicitor at GE Capital.  She has, in the last 7 years, worked as a Consultant supporting a number of high street banks and other financial institutions and also within the energy sector as a Mediator for the Ombudsman Services.  During her consulting period, Daksha has been involved in leading major projects, supporting businesses to complete work requiring rectification and remediations due to failure to comply with the financial services regulation. Projects involved working as a main stakeholder within the businesses in line with legal, statutory, compliance, regulatory and governance matters.  She has also been involved in many other projects such as creating new innovative regulated online financial products, ensuring digital platforms are fully compliant with statutory and legal requirements, carrying out regulatory and legal checks of post-contractual Consumer Credit documentation and ensuring that the BAU processes and procedure are fully legally compliant.  Daksha has also assisted new start-ups to launch their businesses within the financial services sector.  Additionally, Daksha has expertise in:  Consumer, asset and motor finance – credit and hire, contentious and non-contentious matters  Consumer Credit Act 1974 and secondary legislation, the FCA handbook, the Consumer Rights Act 2015, the Supply of Goods Act 1979, the Supply of Goods &amp; Services Act 1982, the Supply of Goods (Implied Terms) Act 1973, the Hire Purchase Act 1964 and others  Writing regulated and unregulated credit and hire agreements, pre- and post-contractual documentation, terms and conditions, policies and procedures  Carrying out compliance, transactional and regulatory work  Working on remediation and rectification projects  Dealing with contentious matters – satisfactory quality, fitness for purpose, innocent purchaser and title claims  Handling complex litigation, cross border disputes, asset tracing, fraud, financial crime and investigations  Anti-money laundering – PEPS and high risk/value  Defending actions brought against banks and other financial institutions  Financial mis-selling, misrepresentation, complaints handling, section 75 claims and dealing with the Financial Ombudsman  Dispute resolution – without prejudice meetings and formal ADR mediation</image:caption>
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      <image:caption>Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park.</image:caption>
    </image:image>
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      <image:title>Profiles - David Blake</image:title>
      <image:caption>HEAD OF COMPLIANCE ADVISORY David is an experienced senior GRC consultant and interim executive with a strong track record in regulated financial services, particularly in motor finance, consumer credit and general insurance. He has led and strengthened compliance, risk and assurance functions, advised boards on governance and conduct and delivered FCA remediation programmes. His experience includes working with Oodle, Honda Finance, Mobilize and a wide range of firms across the motor sector. David also chairs the board of a consumer credit and general insurance motor network. A Fellow of the Institute of Risk Management, he has twice received the Global Advisory Experts GRC Consultancy Award.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:title>Profiles - Frank Brown</image:title>
      <image:caption>REDRESS AND REMEDIATION CONSULTANT Frank is a governance, risk and regulatory expert with extensive experience of advising boards and senior management on how to achieve their strategic objectives while staying within risk appetite and abiding by the rules and principles of the regulators.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>Whatever it is, the way you tell your story online can make all the difference.</image:caption>
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      <image:caption>LEGAL AND GOVERNANCE DIRECTOR Carrie supports clients with all corporate governance and risk related compliance matters as well as support you with general commercial and wider regulatory issues.  She has been involved in leading the transformation of legal and compliance functions to becoming a true business partner to boards with full integration across businesses.</image:caption>
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      <image:caption>TRAINING CONSULTANT Robert is a highly regarded financial compliance expert who has a proven track record of assisting firms through FCA &amp; OFT authorisation. He has successfully embedded risk models, operational policies and auditing procedures for many firms within the financial services sector.</image:caption>
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      <image:caption>TRAINING CONSULTANT With an extensive background in the automotive finance and banking sectors, Joanna has had a varied career within the learning and development space.  During her time at several major UK finance companies, she has both created and held courses for new and existing laws, legislation, finance products and business processes.</image:caption>
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      <image:title>Profiles (Copy) - Daksha Mistry</image:title>
      <image:caption>Tobias Keene, D.D.S. Hailing from Richmond, Virginia, Dr. Tobias Keene brings a bit of unabashed Southern hospitality to all his patients. He moved to Washington, D.C. over thirty years ago as a freshman at Ivy College. Right after graduation, he attended World University’s School of Dentistry. Before opening Keene Dental in 1994, he worked for free clinics and some of the finest practices in the District. He is part of the 123 Dental Association and stays up-to-date on the latest dental discoveries. When not striving to keep his patients happy and healthy, he’s enjoys hiking with his family in Rock Creek Park.</image:caption>
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      <image:caption>The FCA has published an update, confirming it would proceed to consult on a redress scheme under s.404. - August 2025</image:caption>
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      <image:caption>The FCA has announced new rules for handling regulated motor finance commission complaints not already subject to the existing pause - December 2024</image:caption>
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      <image:caption>The Supreme Court grants permission to appeal in the recent Johnson, Wrench and Hopcraft cases which tore up the rule book on commissions disclosure - December 2024</image:caption>
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      <image:caption>In January of this year, the FCA initiated a review of historical motor finance DCAs across multiple firms – here’s a reminder what’s happened since November 2024</image:caption>
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      <image:caption>Motor Finance Commission update - the FOS has reached out to firms to verify their strategies for addressing complaints related to motor finance commission - May 2024</image:caption>
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      <image:caption>Tips and hints on how to manage a Section 166 process - what to do and how to manage the process to achieve a more favourable outcome (video) - March 2024</image:caption>
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      <image:caption>How to manage a Section 166 or regulatory investigation - Auxillias special report on the techniques and approaches firms can use to significantly reduce their risk - March 2024</image:caption>
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      <image:caption>Case review: Caselaw in this area is prevalent and still mounting. See Wrench v Firstrand Bank Ltd and Hurst v BMW Financial Services - March 2024</image:caption>
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      <image:caption>How specialist advisors can help both firms directly impacted by a s166 review and those who are receiving historic motor finance complaints - March 2024</image:caption>
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      <image:caption>Could motor finance customers now get compensation for non-disclosure of commission? The answer to this is, yes, very likely! - March 2024</image:caption>
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